👨🏿‍🚀TechCabal Daily – Nigeria wants your name and your debt (TechCabal)

23 Jun 2025 08:54 am
Technology

In June 2025 TechCabal reported that the Nigerian government was planning to launch a new database that would collect citizens personal information including their names and debts. The database was intended to help the government track and manage debtors but it raised concerns about privacy and data protection. Some experts pointed out that the database could be used for political purposes and could potentially violate citizens rights. Others argued that it could also help improve the countrys credit system and reduce fraud. The government defended the database stating that it would only be used for debt management and not for political gain.

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Link to Original Story: https://techcabal.com/2025/06/23/techcabal-daily-nigeria-wants-your-name-and-your-debt/

Discussion Points:

Responses
  • 1) The government wants digital lenders to name defaulters. Is that a fair move or breach of privacy?
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  • 2) As loan apps grow, some say people borrow too casually. Will naming defaulters help cut down defaults?
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  • 3) Some people borrow out of desperation, not irresponsibility. Does this new move by the government considers that?
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  • 4) Loan apps face shady practice claims too. Should the government also target bad lenders, not just defaulters?
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  • 5) If cutting defaults is the goal, Could financial education work better than public blacklists?
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